Understand your official credit report. Build a stronger profile.
Access authorised bureau channels, review the factors lenders examine, track your own results, and prepare responsibly for your next credit application.
Responsible credit check
Start with an official report
We never invent or estimate an official CIBIL, Experian, CRIF High Mark, or Equifax score.
4
Bureau views
Monthly
Tracking ready
300-900
Score range
100%
Consent led
Credit report workspace
Work with your actual report
ArthLyn does not generate a bureau score. Use an authorised bureau to obtain your report, then use these tools to understand it.
TransUnion CIBIL
Official CIBIL consumer score and report access
Visit official websiteExperian India
Official Experian consumer credit report access
Visit official websiteCRIF High Mark
Official CRIF High Mark score information
Visit official websiteEquifax India
Official Equifax consumer services
Visit official websiteUse only authorised channels
Check the domain carefully and never share an OTP or bureau login with an agent. Scores can differ because bureaus may hold different reporting data and use different scoring models.
Everything in one place
A complete credit-health toolkit
Built to support the customer journey before, during, and after a credit application.
Four-bureau comparison
See score differences and compare report freshness across bureau views.
Monthly progress tracking
Follow score movement and understand which actions may have helped.
Detailed report insights
Review accounts, balances, repayment status, enquiries, and possible errors.
Credit score predictor
Explore educational scenarios for utilisation, payments, and enquiries.
Credit alerts
Prepare notifications for material score changes and new report activity.
Profile-matched products
Move from credit health to realistic loan and card comparison routes.
Report refresh
Support periodic bureau refreshes once an authorised provider is connected.
Dispute assistance
Follow a structured process for incorrect account or enquiry information.
Spot an error in your report?
Review the account, lender, balance, payment status, and enquiry details before raising a dispute with the bureau or reporting lender.
- 1Identify the exact incorrect field
- 2Collect statements or closure proof
- 3Raise a dispute with the relevant bureau
- 4Track the dispute and verify the update
Credit score FAQs
Know what the number means
Why can scores differ across bureaus?
Lenders may report to bureaus on different dates, and each bureau can use a different scoring model and data refresh cycle.
Does checking my own score reduce it?
A self-check is generally treated as a soft enquiry. A lender's application check may be recorded as a hard enquiry.
Is a high score a loan approval?
No. Lenders also assess income, obligations, employment, documents, product policy, and internal risk rules.
How often should I review my report?
Review it periodically and before a major credit application so you have time to identify outdated or incorrect information.
Take the next step
Understand your profile before you apply.
Request a guided credit-profile review and compare realistic loan routes.